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Medical Bills Following a Car Accident

If you are injured in an automobile accident, medical bills can be financially devastating – even for those with health insurance. Billing for even simple minor medical treatment can easily run into thousands of dollars. Co-pays and deductibles strain budgets. Sometimes this is coupled with wage loss at the same time.  Outstanding medical bills can ruin credit ratings and cause undue stress on you and your family.  A back injury requiring surgery can easily top $100,000! If you an uninsured, even getting medical treatment for injuries can be difficult.

With the above in mind, it is very important to understand and protect your legal rights should you suffer injury as a result of the negligence of another.

Insurance companies representing the defendant will not pay for medical bills while you are treating. THESE BILLS ARE YOUR RESPONSIBILITY UNTIL YOU PROVE THAT ANOTHER PARTY IS AT FAULT. Today, more than ever, insurance companies are fighting injury claims because of these skyrocketing medical costs. The initial management of bills can be extremely frustrating following an accident. Health insurance or other providers may deny payment or delay approval of the treatment. Even more troubling, a recent trend is medical providers suing their own patients for outstanding medical bills.

Management

Managing medical bills can be extremely frustrating following a motor vehicle accident. It is very important to determine how to handle your medical bills. You may have multiple options for insurance benefits. You should always call a lawyer to discuss how best to handle your bills. As your attorney, Putnam Law has the experience to manage your medical billing.

Medical Authorization

Never sign a medical authorization without speaking to a personal injury attorney. Most insurance company authorizations are overbroad and allow the release of information to others – without your knowledge. There is no requirement that you sign a release for the insurance company representing the at-fault driver.

If your own insurance company requests a medical authorization, consult with Putnam Law before authorizing anything in writing.

Statutes of Limitations

If you have been injured, timing is critical – the sooner you speak with a personal injury attorney, the sooner you will determine important issues that affect your particular claim and your ability to collect on it, such as its statute of limitations. You may have more than one type of legal injury claim, each with a different time limit in which your personal injury claim can be settled or a lawsuit filed. Putnam Law can help you manage your claims in an efficient and time-sensitive manner.

Health Insurance

If your health insurance or automobile insurance company pays any medical bills on your behalf, those parties will undoubtedly ask for repayment. This is also known as subrogation. However in some cases, you are not required to repay the insurance company. Without speaking to an injury attorney, you may be erroneously repaying money back to the insurance company. Call Putnam Law and we will help coordinate proper payments and determine the best approach in your particular case. You may have multiple options for insurance benefits. You should always call an injury attorney to discuss how best to handle your bills. The difference can result in thousands of dollars in savings. Putnam Law has the experience and the team to manage your medical billing.

Settlement Offers

One final reminder… insurance companies frequently pressure an injured party to sign a medical authorization before discussing your claim. Never sign a medical authorization without speaking to a personal injury attorney.

Most insurance company authorizations are overbroad and allow the release of information to others – without your knowledge. There is no requirement that you sign a release for the insurance company representing the at-fault driver.

Call For A Free Case Evaluation

Putnam Law has represented hundreds of clients who have been seriously injured or killed as a result of the careless or reckless driving of others. Many times our office simply advises an injured party of his or her rights without actual representation. Call Putnam Law for a personal and confidential discussion regarding your rights. There is absolutely no fee or obligation.  It may be the most important call you make.

Our office will spell out exactly what your rights are, what your options are, and what course of action is right for your circumstances. To protect your rights, contact Jeffrey F. Putnam directly.